Mid-policy re-rate signals, merger-and-integration underwriting input, and a daily-refreshed view of every insured firm's hiring posture. Derived from the Client Data Index and shipped as actuarial-grade CSV plus a real-time webhook.
Best for AON Lawyers PL (Kevin Donovan) · Marsh McLennan · Beazley · AIG ProFin · Travelers · Argo Pro · CNA Pro · Berkshire Hathaway Specialty · Markel Pro · ALAS (Susan Saltonstall Duncan)
"We renew on January data we received in March, scored against an industry that's moved on. The carriers already pricing this in are taking our share."
The renewal questionnaire asks for last calendar year. By the time you price, the firm has hired 40 new people you don't know about.
A firm that absorbed a 60-attorney group six months ago is a different risk than the same firm a year prior. Most carriers don't price the integration window. Some do.
The largest mutuals already factor lateral-integration into renewals. Every other carrier is flying blind on a now-priceable signal.
Mid-policy re-rate signals, lateral-and-integration underwriting input as actuarial CSV, and prior-acts coverage scoping recommendations — all derived from the Client Data Index.
Webhook fires when an insured firm's integration risk crosses the threshold. Underwriters see the trigger, the supporting evidence chain, and a recommended action card.
Daily CSV drop to S3/R2 with the columns your model needs. REST API for the data team. SOC 2 audit trail on every record.
When the Index detects a high-confidence integration event, you get a prior-acts coverage scoping recommendation in the same payload. Underwriters approve, modify, or override.
See your entire book of insured firms colored by integration risk band. Click a high-risk cell, see the supporting evidence chain, trigger an underwriter review in one click.
GET /v1/firms/book-view?policies=...Pre-fill the renewal hiring section with Index data, with the firm's self-report shown side-by-side. Variances flagged. The underwriter knows where to ask follow-ups.
GET /v1/firms/{id}/renewal-pack?policy_period=...Group-move detection in litigation practices is a leading indicator of malpractice exposure. Subscribe to the alert; price ahead of the loss.
POST /v1/webhooks {events:["firm.group_move","firm.integration_event"]}Smaller carriers and MGAs: read-only Client Data Index at $2,995/mo (10K calls/mo, 24-hour data lag) is the standard entry tier. Annual contracts preferred at all levels.